Garland Habitat participates in several programs available to low-income families to help them repair or preserve their home. A Brush with Kindness and Thrivent Repairs are part of a nationwide effort through Habitat for Humanity and national partners to help low-income homeowners maintain the exterior of their homes.
Groups of volunteers work alongside the homeowner to revitalize a home’s exterior. Although these programs are not free, they are an affordable option to low-income homeowners. Services provided to these homes include:
- Repainting the exterior of the home
- Repairing minor exterior problems
Special Opportunity for the CRITICAL REPAIR PROGRAM provided by the City of Garland (only) and Garland Area Habitat for Humanity.
The Single Family Rehabilitation Programs provide assistance to homeowners with major repairs, through rehabilitation. The programs are intended to assist low and moderate-income homeowners who cannot afford to complete the repairs themselves.
Funds are provided by Garland’s Community Development Block Grant (CDBG) and HOME programs. These programs are funded by the U.S. Department of Housing and Urban Development (HUD).
The Rehabilitation Programs focus on the following priorities and provides funding up to $25,000:
- The elimination of minimum housing code violations to provide for decent, safe, and sanitary housing. Basically, the objectives are to rehabilitate existing housing units by providing new, replaced, or repaired materials in the following areas of general construction:
- Plumbing systems
- Electrical systems
- The replacement or repair of elements in the structure, which could deteriorate because of age, or condition in the near future (incipient violations).
- Central air conditioner repairs, replacement, or installation of new central air conditioning unit when such costs combined with other repairs do not exceed the maximum limits for each program.
Single Family Grant Program
To cover the cost of repairs, the program is set up to provide a grant to eligible homeowners. The following provides a brief description.
- Homeowners are eligible to receive a grant up to $25,000 to address substantial repairs to their home. These funds are in the form of a grant and will be reduced at 1/7th per year for 7 years. There will be a lien placed on the property for the duration of the grant. Clients will be required to live in the residence for the entire term or full repayment will be required.
The home must be owned and occupied by the family at a minimum of 1 year prior to application. Clients must be creditworthy and have no bankruptcy filings or judgments for the previous 2 years from application. The following documentation is required at the submission of an application:
- $25 check or money order (non-refundable) for credit report ($35 for returned checks)
- Copy of Deed of Trust
- 3 Months of Paycheck Stubs
- 2 years of Tax Returns with W-2 Forms
- Social Security Award Letter (if applicable)
- Divorce Decree (if applicable)
- 2 months of Bank Statements
- Copies of Drivers Licenses for all family members
- Copies of Social Security Cards for all family members
Grants are based on household income levels and are reduced by 1/7th per year for seven years. Please see the income limits below:
|HUD Median Income Levels
City of Garland and Garland Area Habitat for Humanity Critical Repair
|Family Size||50% MAXIMUM ANNUAL INCOME|
YOU MAY DROP OFF YOUR INTAKE APPLICATION AND ALL REQUIRED DOCUMENTS TO:
2360 CRIST ROAD SUITE 700 GARLAND, TEXAS OR
BY MAIL TO: PO BOX 472722 GARLAND, TEXAS 75047-2722.
UPON REVIEW OF YOUR INFORMATION, YOU WILL BE CONTACTED FOR AN APPOINTMENT.